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Now in pilot · 2026
Pilot · spring 2026
An autonomous analyst · for the mid-market

An analyst for the
books you actually run.

Pariom reads your books every day — QuickBooks, Xero, NetSuite, Sage, or any trial balance export — names what changed, and writes the close memo with citations to specific transactions. The work your controller does in six hours, returned in ninety seconds.

The variance math is deterministic — a real engine computes account-level deltas and flags material moves. The AI only writes the prose. Every claim cites the source account or transaction.

Generate my board memo Connect your books
Free · no credit card · first memo in 90 seconds
Free to start
Upload a CSV · get a real memo
No lock-in
Cancel any time · data wiped in 24h
30-day guarantee
Full refund if it doesn't deliver
 Generated · 90 sec
Variance memo · Sep 2025 vs Aug 2025
Acme Industries, Inc.
B2B SaaS · $28M ARR · Boulder, CO
p
Pariom's take
Gross margin compressed 260 bps on a single hosting reclassification — not a real cost increase.

Account 5100 jumped from $13.2k to $54.3k MoM, accounting for 73% of the GM swing. The pattern looks like an annual contract booked into one month.

Drivers, ranked
1.
Hosting reclassification
5100 — single charge, annualized in one period.
+$41.1k
2.
Services revenue dip
4020 — three projects shifted to October.
−$29.8k
3.
Carta annual fee
7400 — booked Sep 11, normal once amortized.
+$22.0k
Generated by Pariom13 accounts · 248 cited
Pariom · live
ACMEGross margin−260 bps· hosting reclass · 5100PLUTOTrade spend+1.71×· slotting fees · 6200ORCHIDNew patients−18%· 3 of 17 clinicsACMECS headcount−4· hiring slowdown · 8000PLUTODIO+9 days· inventory build · 1500ACMEProfessional fees+$22.0k· Carta annual · 7400ACMEAR > 60 days−$12k· two enterprise pays · 1200ORCHIDSame-store rev+5.2%· 14 of 17 clinicsPLUTODTC revenue+66%· Shopify spike · 4020ACMEMagic number+0.18· NRR · 8000 · 4010ACMEGross margin−260 bps· hosting reclass · 5100PLUTOTrade spend+1.71×· slotting fees · 6200ORCHIDNew patients−18%· 3 of 17 clinicsACMECS headcount−4· hiring slowdown · 8000PLUTODIO+9 days· inventory build · 1500ACMEProfessional fees+$22.0k· Carta annual · 7400ACMEAR > 60 days−$12k· two enterprise pays · 1200ORCHIDSame-store rev+5.2%· 14 of 17 clinicsPLUTODTC revenue+66%· Shopify spike · 4020ACMEMagic number+0.18· NRR · 8000 · 4010
The variance memo

The work your controller does in six hours, returned in ninety seconds.

Connect QuickBooks, Xero, NetSuite, or Sage — or upload a CSV from any system. Pariom reads the trial balance, names what moved, and ships a memo that cites specific transactions. The report your CFO actually reads.

How a close runs · September 20250:00 → 1:32
  1. 0:00
    You connect your accounting system
    Read-only OAuth for QuickBooks, Xero, NetSuite, and Sage — or drop in a CSV.
  2. 0:14
    Pariom reads the trial balance
    Computes account-level variance vs the prior period. Tags material moves.
  3. 0:38
    Drivers are ranked
    Top 3 changes ordered by absolute dollar impact. Reclassifications flagged.
  4. 1:21
    Memo writes itself
    Headline, 2–4 sentence take, drivers, materials table. Citations every line.
  5. 1:32
    You review and send
    Every claim cites the account it came from. Review, adjust, and forward. Done.
Before Pariom
4–6 hrs

Pull TB. Run pivots in Excel. Write up the variance. Send to CFO. Field follow-ups.

With Pariom
90 sec

Click Generate. Review three drivers. Ship the memo. Field zero follow-ups.

Acme Industries · Variance memo · Sep 2025
Gross margin compressed 260 bps on a single hosting line.
AccountΔ $Δ %
●5100 · COGS — Hosting+$41.1k+311.4%
●4020 · Services revenue−$29.8k−8.8%
●7400 · Professional fees+$22.0k+88.0%
●6500 · Marketing+$13.9k+8.2%
5300 · COGS — CS salaries+$30.0k+4.3%
8000 · Salaries — non-COGS−$30.0k−2.8%
Generated by Pariom● Material · |Δ%| ≥ 5%, |Δ$| ≥ $5k
ℹ

Every claim is cited. Pariom links each line of the memo to the specific account code, vendor, or transaction it drew the conclusion from. Forward it to your CFO; the audit trail comes along.

What Pariom does

An analyst, not a dashboard.

Six places Pariom shows up. One model behind all of them. Your books, your benchmarks, your CFO firm's brand if you're channel.

01

The feed

Reverse-chronological. Pariom surfaces what crossed a threshold while you slept — variance, anomalies, answered questions, system events.

6 cards / morning
02

Close memo

Editable trial balance, LLM-written variance memo, every line citing the specific account, vendor, or transaction.

90 sec · 13 accounts
03

Continuous monitor

Set bands on the metrics you care about. Pariom samples them and pings Slack the second they breach.

8 watches default
04

Ask Pariom

Natural-language queries against your general ledger. "Why did margin compress?" Answer in five seconds, with citations.

~5 sec · cited
05

Benchmarks

Where your gross margin, OpEx ratio, and net margin sit against your sector peers. The percentile is the take — benchmarks get sharper as the cohort grows.

Early cohort
06

For CFO firms

White-label every memo. 50/50 revenue share. One configuration, scaled across your book of business.

20–200 clients

Every surface is built on the same dedicated single-tenant database. Read-only OAuth from your source systems. Disconnect any time; all data wiped within 24 hours.

See the full product
The network effect

Every close makes the benchmarks more accurate for everyone.

When you connect your accounting system, Pariom extracts aggregated financial ratios from your close — gross margin, OpEx ratio, COGS ratio — and adds them to the cohort. You get back percentile rankings against comparable companies. No dollar amounts are ever stored, only ratios. Opt out any time in settings.

The cohort is early. Every company that connects makes the benchmarks more accurate for everyone who follows. No competitor can replicate it without the same install base.

Generate your memo
Gross marginconnects with your data
OpEx ratioconnects with your data
COGS ratioconnects with your data
Net marginconnects with your data
Your percentile appears once you connect your books
0
Write scopes issued

Read-only OAuth by architecture — cannot post a journal entry

90s
Time to first memo

Upload a CSV, get a cited board memo

24h
Data deletion SLA

Disconnect and all derived data is wiped within 24 hours

Pricing

Plain pricing. No seat math. No “request a quote”.

30-day money-back guarantee on every plan. Each tier unlocks one specific capability. Cancel any time.

Starter
$199
/mo · 30-day guarantee

Controller or solo CFO, single entity

Start — 30-day guarantee
  • Unlimited variance memos
  • QuickBooks Online OAuth
  • CSV / Xero / NetSuite import
  • 18-month historical reanalysis
  • Memo archive & snapshot history
  • Email delivery
Growth
$499
/mo · 30-day guarantee

Active finance team, multi-entity

Start — 30-day guarantee
  • Up to 6 connected entities
  • Everything in Starter
  • Continuous monitoring (24/7)
  • Slack & email anomaly routing
  • Custom alert bands per metric
  • 2 Ask Pariom queries / month
AnalystMost picked
$749
/mo · 30-day guarantee

Finance team that wants AI Q&A on demand

Start — 30-day guarantee
  • Everything in Growth
  • Unlimited Ask Pariom
  • Cohort benchmarks
  • Scheduled auto-generation
  • Custom materiality thresholds
  • Dedicated onboarding call
Pro
$1,499
/mo · 30-day guarantee

Full finance function, white-label, API

Start — 30-day guarantee
  • Everything in Analyst
  • Unlimited entities
  • CFO-grade narrative export
  • Custom memo footer (whitelabel-lite)
  • API access (read)
  • Priority support
Team
$2,999
/mo · 30-day guarantee

Mid-market full deployment

Start — 30-day guarantee
  • Everything in Pro
  • Multi-user with roles
  • SSO · SAML · SCIM
  • Dedicated single-tenant region
  • Priority SLA · 99.9%
  • Customer-success manager
For CFO firms · channel
White-label across your entire book of business. 50/50 revenue share. No support load.
See channel terms
FAQ

Asked by controllers, mostly.

The questions every controller asks before connecting their books. Answered straight. If yours isn't here, write to ops@pariom.ai.

Pariom connects via read-only OAuth — no write tokens are ever issued, so it cannot post a journal entry or modify your books even by mistake. Your data lives in a dedicated single-tenant Postgres instance in us-east-1, encrypted at rest with AWS KMS. We build on SOC 2-certified infrastructure (AWS, Supabase, Anthropic, Stripe). If you disconnect, all derived data is wiped within 24 hours.

Get started · ninety seconds

Connect your books.
See what Pariom
actually does.

Two clicks of OAuth, eighteen months of history indexed, your first variance memo in your inbox before this page is cold. 30-day money-back guarantee. No setup.

Connect QuickBooks See a demo
Read-only OAuth · no write tokens
Encrypted · single-tenant DB
us-east-1 · 24-hr deletion SLA
Sample variance · Sep 2025
Gross margin compressed 260 bps on a single hosting reclassification.
5100 · COGS — Hosting+$41.1k4020 · Services revenue−$29.8k7400 · Professional fees+$22.0k
Generated by Pariom248 cited
Yours · ~90 sec